From success
to significance.
Strategic philanthropy is not charity. It is the integration of your values, your tax situation, and your legacy objectives into a single coherent structure. We help families build giving programs that work as hard as their investment portfolios.
“The ultimate utility of wealth is the ability to shape the world you leave behind.”
— Kubhera Founding Partner
The right vehicle
Donor-Advised Funds
Best for: Most families with $500K–$25M in philanthropic intent
The simplest, most tax-efficient starting vehicle. A DAF contribution generates an immediate deduction at up to 60% of AGI for cash, or 30% for appreciated securities at fair market value. Assets grow tax-free and are distributed to qualified charities at your discretion — over months, years, or decades.
- Immediate full deduction in year of contribution
- Appreciated securities donated at FMV — no capital gains
- No minimum distribution requirement
- Minimal administrative burden
- Can be funded at a peak-income year for maximum deduction
Private Foundations
Best for: Families with multigenerational philanthropic ambition
A private foundation is a legal entity — it files Form 990-PF, is subject to excise taxes on investment income, and carries a mandatory 5% annual distribution requirement. But it carries the family name, creates a civic presence, and provides the structure — investment committees, family councils, grant programs — to institutionalise philanthropic intent across generations.
- Carries the family name and brand
- Engages next generation in governance
- Grants can fund international organisations
- Investment income compounds tax-advantaged
- Creates permanent institutional infrastructure
Charitable Remainder Trusts
Best for: Clients seeking income and charitable impact simultaneously
A CRT provides income to the donor (or other named beneficiaries) for a term or lifetime, with the remainder passing to charity. The donor receives a partial upfront deduction, avoids capital gains on appreciated property contributed to the trust, and achieves both philanthropic and income goals in a single structure.
Key Advantages
- Immediate partial tax deduction
- Eliminates capital gains on appreciated assets
- Generates income stream for donor or heirs
- Remainder to charity qualifies for estate deduction
- Particularly powerful for appreciated real estate or stock
Philanthropy as
a planning tool.
Isolated philanthropy — giving without coordination with your tax and estate plan — leaves significant value unrealised. The optimal contribution timing, asset selection, and vehicle choice are determined by your income level, estate exposure, concentrated positions, and family governance goals in a given year.
We integrate philanthropic strategy into every client’s annual plan — sequencing contributions to maximise after-tax impact, selecting the right assets to donate (appreciated stock, required minimum distributions, real property), and coordinating with legal counsel to establish and maintain the appropriate vehicle.
01
Understand charitable intent
We begin with your values — what matters, what you want to change, and what kind of involvement you want over time. Some families want to give and forget. Others want a living institutional presence.
02
Design the structure
We model the DAF, foundation, CRT, or combination that best serves your tax situation and philanthropic goals — and coordinate with estate counsel to establish the vehicle correctly.
03
Optimise contribution timing and assets
Which year to fund, which assets to contribute, and in what sequence — chosen around your income level, portfolio composition, and current tax position to maximise deduction value.
04
Integrate and maintain
Philanthropic strategy is reviewed annually alongside your tax and estate plan — adjusting contribution levels, asset selection, and distribution pace as circumstances evolve.
Ready to put your
values to work?
We will discuss your charitable intent, model the tax and estate implications of different approaches, and recommend the structure that serves both your family and your values most effectively.