An independent firm built around
thoughtful advice
We work with clients facing important financial decisions and help them bring tax, investment, estate, business, and family considerations into one clear, coordinated plan.
Our approach is grounded in independence, fiduciary responsibility, careful work, and respect for the values that shape a family’s financial life.
How we work with clients
Direct relationships
Clients work directly with experienced advisors who stay involved in the work.
Responsive coordination
We bring the right people and decisions together when timing matters.
Thoughtful flexibility
Solutions based around needs, values and goals.
Advice shaped by real life
Starting with actual priorities, constraints, and responsibilities.
Wealth is not a number.
It is a responsibility.
Kubhera is named for a traditional symbol of wealth, not as a statement about status, but as a reminder that wealth carries responsibility. We believe financial planning should help families make sound decisions, care for the people they love, and steward resources thoughtfully over time.
01
Clarity
We translate sophisticated financial concepts into plain language so you can make confident, informed decisions without needing a law degree.
02
Responsibility
We approach planning with care, discipline, and a long-term view.
03
Discretion
Financial matters are personal, and we treat them with appropriate privacy and respect.
04
Stewardship
Good planning is not just about accumulation; it is about using wealth thoughtfully across time, family, and community.
Our Team
Ethan Schneid
Partner and Founder
Ethan is a Financial Advisor, specializing in wealth management and strategic planning for families and businesses. Even prior to becoming a partner at Kubhera Enterprises, Ethan worked extensively developing financial plans, risk mitigation strategies, and managing assets for clients through UBS Financial Services, Inc. Hundreds of businesses and clients have benefited from his expertise and knowledge in pension consulting, retirement plan implementation, and tax efficient strategies.
A graduate of Rutgers University, and proud supporter of their sports programs, Ethan now resides in Robbinsville, New Jersey with his family. Ethan and his family are also deeply involved in community outreach programs and support local families in need.
Swamy Krishnaswamy
Partner and Founder
Swamy is a seasoned entrepreneur and financial strategist with extensive experience in global markets, business growth, and strategic consulting. Drawing on decades of hands-on leadership, he works with executives, business owners, and families on financial planning, wealth management, and risk mitigation.
A graduate of VJTI, Bombay, in Electrical Engineering, he lives in Princeton, New Jersey, with his family and is actively involved in charitable work supporting women, children, and Hindu chaplaincy services.
Ganga Mukkavilli
Partner and Founder
Ganga is the Principal of CPAs, Taxes and Associates, PC, a boutique CPA firm specializing in accounting, tax, and audit services for professional services firms. With over three decades of experience, he works closely with Kubhera to provide comprehensive tax planning, strategy, implementation, and filing services.
Before establishing his firm in 1990, Ganga spent seven years in the Audit departments of Price Waterhouse Coopers and Deloitte & Touche. He holds an undergraduate degree in Accounting and Economics from Queens College, is a CPA, and completed a specialized program at Harvard Business School.
Ganga also serves on the Board of Advisors for Heart and Hand for the Handicapped.
Roman Bulawski
Director of Financial Planning
Roman Bulawski, CFP®, TPCP®, MBA, is Director of Financial Planning at Kubhera Enterprises with over 20 years of industry experience. He works with individuals, families, and business owners on comprehensive financial planning, estate strategy, and long-term, tax-efficient planning to help clients achieve their goals more effectively and efficiently.
Roman lives in Hillsborough, New Jersey, with his wife and two sons. Outside the office, he is an active volleyball coach and club director, and serves on the board of the Ukrainian Sports Museum and Hall of Fame.
David Hoff
Research Analyst
David Hoff is the Research Analyst at Kubhera Enterprises, focusing on macroeconomic analysis, asset allocation, and manager due diligence. David works closely with the investment committee to construct resilient, risk-managed portfolios tailored to long-term client goals.
David lives in Cherry Hill, NJ, with his wife and two children.
Princeton, New Jersey
Kubhera Enterprises, LLC
742 Alexander Road, Suite 305
Princeton, NJ 08540
TEL: 609-799-5900
FAX: 609-799-5909
EMAIL: info@kubhera.com
Regulatory Information
Entity
Kubhera Enterprises, LLC
Registration
Registered Investment Advisor (RIA)
Fiduciary
Yes — legally required to act in your interest at all times
Compensation
Fee-only. No commissions. No product incentives.
Affiliation
Independent. No broker-dealer or institutional affiliation.
Request ADV Form 2A
Independent. No broker-dealer or institutional affiliation.
Start with a conversation
Good advice begins with understanding. We start by listening carefully, asking the right questions, and helping you clarify what matters before any recommendations are made.